Looking for a solution to a credit card debt?Heres how..

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9 steps to tackle credit card debt problem
Looking for a solution to your Credit card debt pro
blem?
First of all, you can take comfort in the fact tha
t you are not the only one fighting the credit car
d debt problem. There are hordes of people who mig
ht have an even worse credit card debt problem com
pared to you; all of them seeking to eliminate the
credit card debt problem. So what is the solution
to credit card debt problem?
Well, the solution really is to smash the credit c
ard debt problem with full force and eliminate it
completely. Now how do you do that?
There are many ways in which you can tackle credit
card debt problem. Different people suggest diffe
rent ways of tackling credit card debt problem. Ho
wever, here is a simple step by step account of wh
at you can do to get rid of credit card debt probl
em.
1. Take stock of the situation i.e. draw up a tab
le with the following fields – Credit card name, b
alance, payment due day (the day of the month by w
hich you are required to make payment of your cred
it card bill), APR, reward points earned, redempti
on offers applicable for your reward points balanc
e, remarks.
2. Fill the table up with data from your various c
redit cards.
3. Figure out which credit card is contributing t
he most to the credit card debt problem i.e. highe
st APR and highest balance.
4. Check if reward points can be used to make par
tial payments or cover any kind of fees or if the
points can be bartered for something you need (spe
nding less means preventing the credit card debt p
roblem from getting worse).
5. Draw a comparison table of offers available fo
r eliminating credit card debt problem (i.e. consolidating credit card debt)

6. First eliminate debt on the credit card that i
s contributing the most to the credit card debt pr
oblem.
7. Practice controlled and healthy spending habit
s (after all you are looking to get rid of credit
card debt problem and not aggravate the credit car
d debt problem).
8. Look for alternative means of adding to your i
ncome (more money means earlier termination of cre
dit card debt problem)
9. See your debt reduce with time and celebrate t
he day when you finally put an end to your credit
card debt problem.
Remember this is just one of the ways of tackling
credit card debt problem; you might devise your ap
proach for doing away with credit card debt proble
m. Any and every approach is good if it fulfils th
e objective i.e. eliminates credit card debt problem.

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